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Any check that's properly made out and has your signature is treated as legal tender, and the bank is free to hand over the money to the holder of the check.
There is, however, one situation in which a bank can be held liable if they cash a post-dated check too soon.
I sometimes get checks sent from online bill pay services.When you postdate a check, you put a future date on it.For instance, if you write a check on June 1 but date the check June 25, you are postdating the check.That’s when you notify the bank ahead of time that you've written a post-dated check and they shouldn't cash it until the date you've indicated. You'll need to give the bank a good description of the check, including the check number, the payee and the amount.They should watch for the check to arrive and only cash it if the date you've indicated has passed.After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.